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Compare multiple loan options at once
and choose the best fit for your business needs.
AFFORDABLE EQUIPMENT FINANCING
How it Works
We make it simple so businesses can concentrate on getting the equipment they need. The entire process from application to delivery of equipment can take less than 24 hours.
Submit and Application
Approval in 4 hours or less
Electronic documents sent via email
Equipment invoice provided to First National EF
Documents electronically signed
Payment instructions confirmed
Payment wired to Vendor
Equipment ordered or delivered
Monthly payments commence
Jack G.
Fortuna, CA
2024 Peterbilt Dump truck
$200,000 Cash-out refi
Casey P.
Iredell, TX
2015 Caterpillar D6N
$130,000 Financed
Keith P.
Loranger, LA
2022 Freightliner 108SD Garbage
trucks (x3)
$555,000 Financed
NEED MORE DETAILS? CONTACT US
We are here to assist with your working capital and equipment financing needs. Contact us by phone at (602) 429-9233 or email us at info@firstnationalef.com
EMAIL:
CONTACT US
ADDRESS:
9375 E Shea Blvd, Suite 100
Scottsdale, AZ 85260
ADDRESS:
9375 E Shea Blvd, Suite 100
Scottsdale, AZ 85260
Step 1 of 2
Rates Starting at 6%: Affordable financing to keep your costs low.
$0 Down + No Doc Fees: For a limited time we are waving all doc fees.
Soft credit pull: One easy form connects you to multiple lenders.
No prepayment penalties: Terms tailored to your business needs.
Used, New, Dealer, or Private party: Find the equipment that you need no matter who’s selling it.
- Expert help: Over 30 years of combined industry experience, we aim to match your business with the best financing options.
Why First National Equipment Finance?
Frequently Asked Questions
What Services does First National offer?
We specialize in working capital and equipment financing for businesses across the United States. With over 30 years of combined industry experience, we aim to match your business with the best financing options through our network of trusted lenders.
What do I need to get approved?
Our financing is best for businesses with strong credit histories and at least two years in business. We do not do startup financing.
What does the application process involve?
Our process is simple and straightforward:
1. Fill out your application (right here online)
2. For working capital: Submit three months of business bank statements.
3. For equipment financing: Provide general details about the equipment you’re looking to purchase.
How long does it take to receive financing?
Most of our clients receive preliminary approvals within a few hours. Depending on the type of financing, funds can be available as soon as 24 hours.
What factors influence the financing rate I receive?
Our rates start as low as 6%. The rate you receive depends on:
1. Time in Business: Established businesses often get lower rates.
2. Credit History: Higher personal and business credit scores can lead to better rates.
3. Collateral: Valuable collateral may help secure lower rates.
What are the typical terms of the financing?
Financing terms typically range from 12 to 72 months for both new and used equipment. We’ll work with you to find terms that align with your business goals.
How do I get started with my application?
Getting started is easy! Click the button below to see if you qualify and complete our online application form. If you have questions, our customer service team is here to help.
10,000+ Businesses Financed
Rates starting at 6%
No money down
Deferred monthly payment options
No prepayment penalties
Private party sellers, auctions, and dealers OK
2-7 year terms